Additional Services

À La Carte Support When You Need It

Not every credit situation requires a long-term program. Our a-la-carte credit services are designed for targeted fixes, fast action, and specific financial goals.

Choose exactly what you need, when you need it. These services can be used on their own or paired with any credit plan for added support and faster results.

A-La-Carte Credit Services

Inquiry Sweep Service

$79 to $149

Reduce unnecessary hard inquiries that may be impacting your score.

Includes

  • Assistance disputing unauthorized or inaccurately reported hard inquiries
  • One round of targeted dispute letters
  • Inquiry monitoring tips

Best for

Recent credit applications or score drops from excessive inquiries.

Rapid Score Boost Session

$59 to $129

A focused session designed to improve your score quickly.

Includes

  • 30-minute strategy call Clients who want a focused approach on a single item
  • Immediate action plan covering balances, card movement, and disputes
  • 7-day follow-up support

Best for

Clients needing fast improvements before applications or deadlines.

Homebuyer Credit Prep Package

$149 to $299

Mortgage-focused credit preparation for approval readiness.

Includes

  • Credit audit based on mortgage guidelines
  • Utilization and balance strategy
  • Late-payment cleanup options
  • Pre-approval readiness checklist

Best for

Future homebuyers preparing for pre-approval or closing

Auto Loan Credit Prep

$99 to $199

Position your credit to qualify for better auto loan terms.

Includes

  • Credit audit focused on car financing
  • APR reduction strategies
  • Lender recommendations for lower scores

Best for

Buyers looking to avoid high-interest auto loans.

Credit Card Strategy Session

$69 to $149

Use credit cards the right way to build your score.

Includes

  • Card recommendations based on income and profile
  • Custom utilization plan
  • Credit limit increase strategy

Best for

Clients wanting to improve scores through smart card usage.

Deletion Attack Letter Set

$49 to $99

Target a specific negative account with customized letters.

Includes

  • Custom dispute and goodwill letters for one account
  • Step-by-step mailing instructions

Best for

Clients who want a focused approach on a single item.

Late Payment Rehab

$79 to $149

Work toward removing late payments through goodwill strategies.

Includes

  • Goodwill letter templates
  • Creditor negotiation scripts
  • Reporting timeline guidance

Best for

Clients with late payments affecting their score.

Identity Theft and Fraud Cleanup

$149 to $299

Guided support to correct fraudulent activity on your credit.

Includes

  • FTC report walkthrough
  • Police report templates
  • Fraud alerts and dispute letters

Best for

Victims of identity theft or unauthorized accounts.

Credit Rebuild Starter Pack

$79 to $149

Begin rebuilding credit with the right foundation.

Includes

  • Three starter credit account options
  • Reporting and usage calendar
  • Spending and payment plan

Best for

Clients with thin or damaged credit files.

Credit Audit Only

$59 to $129

Understand your credit before taking action.

Includes

  • Full credit report review
  • 15-item improvement checklist
  • 30-day action plan

Best for

Clients who want clarity and direction without ongoing services.

How to Get Started

Choose the service that fits your current goal or book a consultation for guidance.