Additional Services
À La Carte Support When You Need It
Not every credit situation requires a long-term program. Our a-la-carte services provide focused support for specific credit and financial goals. These services may be used independently or alongside an ongoing credit plan for additional guidance and a more targeted strategy.
Choose exactly what you need, when you need it. These services can be used on their own or paired with any credit plan for additional guidance and a more targeted strategy
A-La-Carte Credit Services
Hard Inquiry Review & Dispute Assistance
$79 to $149
Review hard inquiries and receive assistance addressing those that may be unauthorized or inaccurately reported.
Includes
- Assistance disputing unauthorized or inaccurately reported hard inquiries
- One round of targeted dispute letters
- Inquiry monitoring tips
Best for
Clients reviewing recent hard inquiries or possible unauthorized inquiry activity.
Credit Optimization Strategy Session
$59 to $129
A focused strategy session designed to identify credit-profile factors you may be able to address before an upcoming financial application.
Includes
- 30-minute strategy call
- Immediate action plan covering balances, credit card utilization, payment timing, and eligible reporting concerns.
- 7-day follow-up support
Best for
Clients preparing for an upcoming application or financial deadline who want focused credit guidance.
Homebuyer Credit Prep Package
$149 to $299
Mortgage-focused credit education and preparation designed to help clients understand credit factors commonly considered during the homebuying process.
Includes
- Credit audit based on mortgage guidelines
- Utilization and balance strategy
- Late-payment reporting review and goodwill strategy options
- Mortgage application preparation checklist
Best for
Future homebuyers preparing for a mortgage application or closing.
Auto Loan Credit Prep
$99 to $199
Understand credit factors that may affect auto financing and identify steps that may help strengthen your borrowing profile before applying.
Includes
- Credit audit focused on car financing
- Financing preparation strategies
- Education on lender and financing options based on individual credit profiles
Best for
Buyers preparing for auto financing who want to better understand credit and financing considerations.
Credit Card Strategy Session
$69 to $149
Learn responsible credit-card utilization, payment, balance-management, and credit-limit strategies that may support a healthier credit profile over time.
Includes
- Credit card education based on income, credit profile, and financial goals.
- Custom utilization plan
- Credit limit management and request guidance.
Best for
Clients who want to strengthen credit habits through responsible card usage and balance management.
Targeted Dispute Letter Package
$49 to $99
Customized correspondence addressing one eligible account where inaccurate, incomplete, outdated, or potentially unverifiable reporting has been identified.
Includes
- Custom dispute and goodwill letters for one account
- Step-by-step mailing instructions
Best for
Clients who want a focused approach on a single item.
Late Payment Review & Goodwill Strategy
$79 to $149
Review eligible late-payment situations and receive guidance on goodwill correspondence, reporting accuracy, creditor communication, and future payment-history strategies.
Includes
- Goodwill letter templates
- Creditor negotiation scripts
- Reporting timeline guidance
Best for
Clients with late-payment reporting who want guidance on reporting accuracy, goodwill options, and future payment habits.
Identity Theft & Fraud Resolution Support
$149 to $299
Guided support for addressing suspected fraudulent or unauthorized activity appearing on your credit reports.
Includes
- FTC report walkthrough
- Police report templates
- Fraud alerts and dispute letters
Best for
Victims of identity theft or unauthorized accounts.
Credit Rebuild Starter Pack
$79 to $149
Build a stronger credit foundation with education, account-use guidance, and payment-planning support.
Includes
- Education on up to three credit-building account options.
- Reporting and usage calendar
- Spending and payment plan
Best for
Clients with thin or damaged credit files.
Credit Audit Only
$59 to $129
Understand your credit before taking action.
Includes
- Full credit report review
- 15-item improvement checklist
- 30-day action plan
Best for
Clients who want clarity and direction without ongoing services.
How to Get Started
Choose the service that fits your current goal or book a consultation for guidance.
