Privacy Policy Agreement

January 25, 2023

Guaranteed Credit Services LLC( GTCredit) values its users’ privacy. This Privacy Policy (“Policy”) will help you understand how we collect and use personal information from those who visit our website or use our online facilities and services and what we will and will not do with the information we collect. Our Policy has been designed and created to assure those affiliated with Guaranteed Credit Services LLC of our commitment and realization of our obligation to meet and exceed most existing privacy standards.

We reserve the right to change this Policy at any time. If you want to ensure that you are up to date with the latest changes, we advise you to visit this page frequently. Suppose at any point in time, Guaranteed Credit Services LLC decides to use any personally identifiable information on file in a manner vastly different from that stated when this information was initially collected. In that case, the user or users shall be promptly notified by email. Users at that time shall have the option to permit the use of their information in this different manner.

This Policy applies to Guaranteed Credit Services LLC, and it governs any and all data collection and usage by us. Through the use of https://gtcredit.net/, you consent to the data collection procedures expressed in this Policy.

Please note that this Policy does not govern the collection and use of information by companies that Guaranteed Credit Services LLC does not control nor by individuals not employed or managed by us. If you visit a website, we mention or

link to, review its privacy policy before providing the site with information. It is highly recommended and suggested that you review the privacy policies and statements of any website you choose to use or frequent to understand better how websites garner, make use of, and share the information collected.

Specifically, this Policy will inform you of the following
1. What personally identifiable information is collected from you through our website;
2. Why we collect personally identifiable information and the legal basis for such collection;
3. How we use the collected information and with whom it may be shared;
4. What choices are available to you regarding the use of your data; and
5. The security procedures in place to protect against the misuse of your information.

Information We Collect

It is always up to you whether to disclose personally identifiable information to us. However, if you elect not to do so, we reserve the right not to register you as a user or provide you with products or services. This website collects various types of information, such as:

· Voluntarily provided information, including your name, address, email address, billing and/or credit card information, etc., which may be used when you purchase products and/or services and to deliver the services you requested.

In addition, Guaranteed Credit Services LLC may have the occasion to collect non-personal, anonymous demographic information, such as age, gender, household income, political affiliation, race, and religion, as well as the type of browser you are using an IP address or operating system, which will assist us in providing and maintaining superior quality service.

Please rest assured that this site will only collect the personal information you knowingly and willingly provide us through surveys, completed membership forms, and emails. This site intends to use personal information only for the purpose it was requested and any additional uses expressly provided for on this Policy.

Why We Collect Information and For How Long

We are collecting your data for several reasons:

· To better understand your needs and provide you with the services you have requested;
· To fulfill our legitimate interest in improving our services and products;
· To send you promotional emails containing information we think you may like when we have your consent to do so;
· To contact you to fill out surveys or participate in other types of market research when we have your consent to do so;
· To customize our website according to your online behavior and personal preferences.

The data we collect from you will be stored no longer than necessary. The length of time we retain said information would be determined based on the following criteria: the length of time your personal information remains relevant; the length of time it is reasonable to keep records to demonstrate that we have fulfilled our duties and obligations; any limitation periods within which claims might be made; any retention periods prescribed by law or recommended by regulators, professional bodies or associations; the type of contract we have with you, the existence of your consent, and our legitimate interest in keeping such information as stated in this Policy.

Use of Information Collected
Guaranteed Credit Services LLC does not now, nor will it in the future, sell, rent or lease any of its customer lists and/or names to any third parties.

Guaranteed Credit Services LLC may collect and make use of personal information to assist in the operation of our website and ensure delivery of the services you need and request. At times, we may find it necessary to use personally identifiable information as a means to keep you informed of other possible products and/or services that may be available to you from https://gtcredit.net/

Guaranteed Credit Services LLC may also contact you about completing surveys and/or research questionnaires related to your opinion of current or potential future services.

Guaranteed Credit Services LLC uses various third-party social media features, including but not limited to Facebook and other interactive programs. These may collect your IP address and require cookies to work correctly. These services are governed by the provider’s privacy policies and are not within Guaranteed Credit Services LLC’s control.

Disclosure of Information

Guaranteed Credit Services LLC may not use or disclose the information provided by you except under the following circumstances:

· as necessary to provide services or products you have ordered;
· in other ways described in this Policy or to which you have otherwise consented;
· in the aggregate with other information in such a way that your identity cannot reasonably be determined;
· as required by law or in response to a subpoena or search warrant;
· to outside auditors who have agreed to keep the information confidential;
· as necessary to enforce the Terms of Service;
· as necessary to maintain, safeguard and preserve all the rights and property of Guaranteed Credit Services LLC.

Non-Marketing Purposes

Guaranteed Credit Services LLC dramatically respects your privacy. We maintain and reserve the right to contact you if needed for non-marketing purposes (such as bug alerts, security breaches, account issues, and/or changes in Guaranteed Credit Services LLC products and services). In certain circumstances, we may use our website, newspapers, or other public means to post a notice.

Children under the age of 13

Guaranteed Credit Services LLC’s website is not directed to and does not knowingly collect personally identifiable information from children under thirteen (13). Suppose it is determined that such information has been inadvertently collected on

anyone under thirteen (13). In that case, we shall immediately take the necessary steps to ensure that such information is deleted from our system’s database or, alternatively, that verifiable parental consent is obtained for the use and storage of such information. Anyone under the age of thirteen (13) must seek and obtain parent or guardian permission to use this
website.

Unsubscribe or Opt-Out

All users and visitors to our website have the option to discontinue receiving communications from us by way of email or newsletters. To discontinue or unsubscribe from our website, please send an email that you wish to unsubscribe to gtcreditservices@gmail.com. If you wish to unsubscribe or opt-out from any third-party websites, you must go to that specific website to unsubscribe or opt-out. Guaranteed Credit Services LLC will continue to adhere to this Policy concerning any personal information previously collected.

Links to Other Websites

Our website does contain links to affiliates and other websites. Guaranteed Credit Services LLC does not claim nor accept responsibility for any privacy policies, practices, and/or procedures of other such websites. Therefore, we encourage all users and visitors to be aware when they leave our website and to read every website’s privacy statements that collect personally identifiable information. This Privacy Policy Agreement applies only and solely to the information collected by our website.

Notice to European Union Users

Guaranteed Credit Services LLC’s operations are located primarily in the United States. If you provide information to us, the information will be transferred out of the European Union (EU) and sent to the United States. (The adequacy decision on the EU-US Privacy became operational on August 1, 2016. This framework protects the fundamental rights of anyone in the EU whose personal data is transferred to the United States for commercial purposes. It allows the free transfer of data to companies certified in the US under the Privacy Shield.) By providing us with personal information, you consent to its storage and use as described in this Policy.

Your Rights as a Data Subject

Under the General Data Protection Regulation (“GDPR”) regulations of the EU, you have certain rights as a Data Subject. These rights are as follows:

The right to be informed: this means we must inform you of how we intend to use your data, and we do this through the terms of this Policy.

The right of access: this means you have the right to request access to the data we hold about you, and we must respond to those requests within one month. You can do this by sending an email to gtcreditservices@gmail.com.

The right to rectification: this means that if you believe some of the dates we hold are incorrect, you have the right to have them corrected. You can do this by logging into your account with us or emailing your request.

The right to erasure: this means you can request that the information we hold be deleted, and we will comply unless we have a compelling reason not to, in which case you will be informed of the same. You can do this by sending an email to gtcreditservices@gmail.com.

The right to restrict processing: this means you can change your communication preferences or opt out of certain communications. You can do this by sending an email to gtcreditservices@gmail.com.

The right of data portability: this means you can obtain and use the data we hold for your own purposes without explanation. If you wish to request a copy of your information, contact us at gtcreditservices@gmail.com.

The right to object: this means you can file a formal objection with us regarding our use of your information with regard to third parties, or its processing where our legal basis is our legitimate interest in it. To do this, please send an email to gtcreditservices@gmail.com.

In addition to the rights above, please rest assured that we will always aim to encrypt and anonymize your personal information whenever possible. We also have protocols in place in the unlikely event that we suffer a data breach and we will contact you if your personal information is ever at risk. For more details regarding our security protections see the section below or visit our website at https://gtcredit.net/.

Security

Guaranteed Credit Services LLC takes precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. Wherever we collect sensitive information (e.g. credit card information), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for “https” at the beginning of the address of the webpage.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers and servers in which we store personally identifiable information are kept in a secure environment. This is all done to prevent any loss, misuse, unauthorized access, disclosure, or modification of the user’s personal information under our control.

Acceptance of Terms

By using this website, you are hereby accepting the terms and conditions stipulated within the Privacy Policy Agreement. If you are not in agreement with our terms and conditions, then you should refrain from further use of our sites. In addition, your continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you agree and acceptance of such changes.

How to Contact Us

If you have any questions or concerns regarding the Privacy Policy Agreement related to our website, please feel free to contact us at the following email, telephone number, or mailing address.

Email: gtcreditservices@gmail.com
Telephone Number: 4092450844
Mailing Address:
Guaranteed Credit Services LLC
6016 Jade Ave
Port Arthur, Texas
77640

 

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